Observe how much you might save yourself by looking at us rather than bank cards, payday advances and doorsteps loan providers.
Whether you are not used to Unify Credit Union or a long-standing member, we offer loans that meet your requirements which help one to assume control of the funds – you can even apply online .
We now have a few various loan items open to people:
The Starter Loan is ideal for folks who are a new comer to Unify but are trying to borrow but never have yet founded any savings.
The most when it comes to very first loan is ВЈ1000. Top-ups or applications that are subsequent a optimum of ВЈ750. Interest is charged from the reducing stability associated with the loan (42.6% APR). To find out more please see the Starter Loan page.
The Family Loan can be acquired to individuals who get Child Benefit and seeking to borrow a bit and build cost savings for future years.
The utmost Family Loan is ВЈ500 and you also might top-up once you’ve repaid 50% of one’s loan stability. The Family Loan can be acquired to brand new users or current users that do perhaps maybe not curently have a Unify Loan. Interest is charged in the reducing stability for the loan (42.6% APR). To find out more please see the grouped Family Loan web web page.
The Workplace Loan can be acquired to workers whom work with certainly one of our Workplace Partners and are also trying to borrow as much as ВЈ1000.
The most available from the Workplace Loan is ВЈ1000 per application. You might top-up the mortgage as soon as 35% of this loan stability is paid back. Interest is charged in the balance that is reducing of loan (34.5% APR).For more info please see the Workplace Loan web page.
The Saver Loan is present to users who’ve been saving frequently and regularly for at the least a couple of months. The absolute most it is possible to borrow is three times the total amount you have got conserved in your bank account.
You might additionally go on to the Saver Loan product when you’ve got developed cost savings when you have now been repaying a Starter Loan, terms apply. Interest is charged regarding the balance that is reducing of loan (34.5%) to find out more please saver see the Loan page.
The Loyalty Loan would work for current long-standing users, that have built significant cost savings more than a daily basis and have actually lent and consistently paid back loans.
We desire to reward our devoted people, which explains why it is possible to borrow as much as 4 times the total amount of your cost savings. Interest is charged regarding the balance that is reducing of loan (19.6% APR for loans under ВЈ3000 / 12.7% APR for loans above ВЈ3000).For more info in regards to the commitment Loan please see the underside 50 % of the Saver Loan page.
The Premier Loan is ideal for folks who work and also have a exceptional credit history trying to borrow as much as ВЈ1000.
Interest is charged from the reducing stability of this loan (19.6% APR). To find out more concerning the Premier Loan please call one of y our branches on 01942 245656.
The Secure Loan is available to present people in Unify. You might borrow as much as the quantity you’ve got conserved. The mortgage stability cannot same day title loans in Mississippi meet or exceed the cost savings stability.
This can be a great method to get a low-interest loan and in addition means you don’t need to deplete your hard-earned cost savings. In addition it means you can easily nevertheless get a dividend in your cost cost cost savings therefore the life insurance* terms and conditions use. Interest is charged in the balance that is reducing of loan (6.0%APR)For additional information concerning the Secure Loan please call one of y our branches on 01942 245656.
take note that most loans are susceptible to our conditions that are general as set out in our Loan Policy.
ESSENTIAL – if you’re in a financial obligation administration plan , topic of a debt settlement Order , IVA or bankruptcy or perhaps not presently as much as date with home bills we have been unlikely in order to offer you that loan.
Financial obligation advice can be had, totally free, from STEPCHANGE , DEBT GUIDANCE FOUNDATION or your local RESIDENTS ADVICE .
Complimentary and unbiased cash advice can be acquired through the cash information provider .
Just our people get access to these starter that is great prices. Today become a member!